Securing Vietnam’s financial future: How cybersecurity and talent power a regional fintech hub.

Vietnam is attracting a growing share of global technology and fintech investment, with more companies building core engineering capabilities in the country rather than using it only for low-cost delivery. For foreign tech firms, success increasingly depends on understanding the regulatory direction, the talent market and the security expectations that come with scaling financial technology.

In this episode, Vlad Savin from Acclime Vietnam speaks with Jan Cenkr, CEO of EmbedIT, about why Vietnam has become a strategic base for technology operations. Jan shares how EmbedIT approaches research and development (R&D), cybersecurity and regulatory engagement while supporting large-scale fintech systems.

We will discuss:

• Why EmbedIT is building significant R&D operations in Vietnam to stay close to the market and draw on the country’s large IT talent pool
• How a clear regulatory framework supports sustainable growth, including Vietnam’s new AI legal framework and personal data protection rules with similarities to the EU’s General Data Protection Regulation (GDPR)
• What it takes to secure large-scale fintech operations, such as the technology behind Home Credit, which supports 200,000 internal users
• Why cybersecurity works best when built into systems from the start, and how DevSecOps (development, security and operations) balances delivery speed with secure development
• Practical advice for tech investors entering Vietnam, including early engagement with customers and regulators to anticipate future policy changes
• Why full digital currencies may become the next major disruptor in financial services, potentially overtaking the current focus on AI